What is the interest rate for provident fund loans? How to calculate the amount of provident fund loans? Provident fund loans refer to loans enjoyed by employees who pay housing provident fund. According to the state regulations, employees who have paid housing provident fund can apply for individual housing provident fund loans in accordance with the relevant provisions of provident fund loans. Then, what is the interest rate of provident fund loans? How to calculate the amount of provident fund loans?

What is the interest rate for provident fund loans?

What is the interest rate of 20 16 provident fund loan? According to the announcement of the central bank, since 20 15124, the interest rates of RMB loans and deposits of financial institutions have been further lowered by 0.25 percentage points, of which the benchmark interest rate for one-year loans has been lowered by 0.25% to 4.35%. The one-year deposit rate was lowered by 0.25% to 1.5%.

The interest rate of individual housing provident fund loans remains unchanged. The interest rate of individual housing provident fund loan was recently adjusted to 2065438+August 26, 2005. The latest interest rate of provident fund loans is 2.75% for less than five years and 3.25% for more than five years.

How to calculate the amount of provident fund loans?