Migu Loan is a micro-loan software officially created by Migu Bao, which provides a loan platform with a minimum 500 yuan and a maximum of 5,000 yuan. It is understood that the initial loan amount of Mi Gu Loan is about 800- 1.500 yuan, and then the borrower can increase the loan amount according to his own qualifications and needs.

Migu loan application process: First, you need to download and install the Migu loan app, then open the software to register and log in, then submit the identity information according to the system prompt, complete the identity authentication, then click the loan button, select the loan amount and loan period according to your actual situation, submit the loan application, and wait for approval.

Application conditions of Mi Gu loan: Relatively speaking, the application conditions of Mi Gu loan are flexible, and official website has not given specific application conditions for the time being. But according to my summary, anyone who applies for a loan must meet the following two conditions: ① Personal credit status is good and there is no bad hobby. (2) Have a stable source of income and repayment conditions.

Audit of Mi Gu Loan: According to the reaction of the small partners who have applied for Mi Gu Loan, the audit of Mi Gu Loan is more rigorous. Before the next payment, it will be verified by phone with the lender himself, and it is more likely to call the reserved relevant contacts for a return visit, so overall, Mi Gu Loan is not very good.

What is the expectation of Mi Gu Loan?

Once there is overdue behavior, there is no doubt that there will be late fees. The longer the overdue period, the more late fees, and the greater the repayment pressure of the borrower.

② You may face the collection of platform personnel. Different platforms have different collection methods, which may be telephone collection or door-to-door collection.

③ Overdue records will be uploaded to the credit information, which will affect personal credit records.

4 If the overdue period is serious, it may face legal proceedings on the platform.

Migu loan contact?

According to the introduction of the small partners who have applied for Mi Gu Loan, the review of the platform is very strict. Before the next payment, they will call the borrower for verification, and it is very likely that they will call the relevant contact person for a return visit.