You cannot see your spouse’s loans, only those in your own name.

Only the spouse’s name, ID number, home address, work information, etc. can be seen.

In addition, another feature of the new version of the credit report is that the debts of husband and wife are the same, which will also be displayed in the credit report of the sub-prime borrower. For example, when applying for a mortgage, the husband is the primary lender and the wife is the sub-prime borrower. Home loans will also appear on people’s credit reports.

Loans applied for as a family unit are the joint liabilities of the couple, and this debt record will appear in the credit report of the couple.