The consequences of flower buds overdue 10 days are introduced in detail.
1. flower bud closing: If payment is not made for more than seven days, Alipay will close your flower bud function and restrict its use. Whether it can be used immediately after repayment is evaluated irregularly by the system and cannot be manually intervened.
2. Impact on Alipay's rights and interests: After the deadline, the corresponding overdue negative records will be submitted to Sesame Credit, which will lower your credit score in the next assessment, thus affecting the use of many rights and interests of Alipay.
3. Increase overdue interest: overdue repayment will generate corresponding overdue fees, which are overdue principal * overdue days *0.05%.
4. Impact on credit investigation: Bai Hua has access to the credit investigation system of the People's Bank of China, and overdue will not only generate higher interest, but also affect personal credit for a long time (generally more than three days), which is mostly irreversible. If it is serious, it may affect the traffic such as trains and planes, so it is difficult to contact people who have been overdue for a long time.
Send flowers on time
Therefore, if your flower buds are overdue, there will be a series of reactions, which will affect your credit information and the use of your flower buds. It is better to return them on time. And when using flowers, you should not be too presumptuous. You should make good use of all the flowers, use them according to your income, and don't spend too much in advance so that you can't afford them.
Use any online loan according to your ability, be rational when you consume, and you can't consume at will according to your own desires. I will be happy when I spend, but I will find that I can't afford it when I repay it, which leads to loans overdue.