First, the principle of entrusted collection 1, the principle of minimizing losses. The purpose of entrusted collection is to maximize asset recovery under faster disposal efficiency. Therefore, we can't entrust the collection regardless of the cost and blindly entrust the collection. The transaction specification of entrusted collection should be determined under the premise of policy permission, and the price of entrusted collection should be determined according to commercial principles. Attention should be paid to prevent the phenomenon that entrusted collection does not count as income or cost. 2. The principles of openness, fairness and transparency. On the one hand, entrusted collection is open and market-oriented because it involves the participation of many social forces, which can avoid the occurrence of black-box operation to a certain extent. On the other hand, due to the diversity and complexity of the participants, it is necessary to adhere to the openness, transparency and proceduralization of the whole process of entrustment, clarify the operation process and standardize the operation route to prevent the phenomenon of putting the cart before the horse. Second, the objects of entrusted collection should first be poverty alleviation loans and personal loans with scattered creditor's rights, many households and small amount. Because the creditor's rights are scattered and there are many households, it needs a lot of manpower and material resources, and the manpower of the specialized collection agency for non-performing assets is limited, so it is costly and difficult to collect the assets with scattered creditor's rights one by one. Entrusting a professional non-performing assets collection agency can just solve this defect, thus reducing the disposal cost and improving the disposal efficiency. Secondly, nail households, delinquent households and needy households advocate entrusted collection of non-performing loans. This part of non-performing loans has been collected many times, because the credit of the loan subject is low, the collection effect is not good, the effect is low, and the effect is poor. If it is still collected by the staff of a professional collection agency, its enthusiasm is difficult to mobilize, and it is relatively easy to improve efficiency by entrusting collection. In addition, it is mainly non-performing loans. Loans include repeated mortgage, which refers to the financial behavior that borrowers repeatedly apply for mortgage loans from two or two financial institutions with their assets, thus leading to the mortgage of one asset to multiple creditors; False and false secured loans refer to loans that borrowers cheat from banks with false certificates of rights, and loans that borrowers or mortgagors turn effective mortgages into invalid mortgages by various illegal means when setting mortgages or after mortgages; Fake loans in the name of others; Using false economic contracts, projects and other false reasons to defraud financial institutions of loans; Loans pledged in the financial sector with forged or invalid certificates; Credit card overdraft, loans that exceed the limit and cannot be repaid after collection, etc. , can be used as the object of entrusted collection and can implement entrusted collection. However, the creditor's rights that have entered the bankruptcy procedure or the death of a natural person should not enter the entrusted collection, because it has been determined that it is difficult to realize. The principle of entrusted collection is very simple, mainly to meet the purpose, minimize losses, and be open, fair and transparent. Object deletion is very extensive.