If the borrower can only provide a marriage certificate without other supporting materials, it is impossible to handle the loan business. Marriage certificate is an auxiliary material to apply for a loan in the process of loan, and it cannot be used to apply for a loan directly. Lending institutions will consider the risks of loans when issuing loans. If risks are proved, borrowers need to provide their own income certificates, identity certificates and other materials, as well as good credit information. Marriage certificate is just proof of identity. If you want to apply for a loan with a marriage certificate, you must also provide your ID card, income certificate or bank account and credit report printed by the local people's bank. After the materials are fully prepared, you can apply for a loan at a local lending institution. If you can provide proof of real estate, cars and other property during the loan process, it will be beneficial to apply for a loan and get a higher loan amount.

Legal objectivity:

Article 395 of the Civil Code The following properties that the debtor or a third party has the right to dispose of may be mortgaged: (1) Buildings and other land attachments; (2) The right to use construction land; (3) the right to use the sea area; (4) Production equipment, raw materials, semi-finished products and products; (5) Buildings, ships and aircraft under construction; (6) means of transportation; (seven) other property not prohibited by laws and administrative regulations. The mortgagor may mortgage the property listed in the preceding paragraph together. Article 669 When concluding a loan contract, the borrower shall, at the request of the lender, provide the true information about the business activities and financial status related to the loan.