Buying a house loan depends on whether the institution you choose is suitable for you. It is wise to choose the fast loan network for the following reasons:

First, to buy a new house, developers will have cooperative banks, and there are not many choices. As long as it is a cooperative bank, the efficiency of the next loan is still relatively high. Fast loan network directly cooperates with many banks;

Second, if it is a second-hand house, we also have long-term cooperative banks, and the interest rates of each bank are similar, so it doesn't matter whether it is good or bad;

Third, in terms of interest rate, provident fund loans are the best, because the cost is the lowest, 3.25% for more than five years, and it is earned by loans, of course, from banks, with the consent of developers or landlords;

Fourth, as long as there is no problem with personal credit information, no matter which bank is reliable, because it is supervised by the China Banking Regulatory Commission.

Therefore, if there are conditions, choose provident fund loans first, if not, use commercial loans. The fast loan network depends on the situation, and it is still very reliable.