Legal analysis: Business-to-public loan refers to the activity that employees who have paid housing provident fund apply for commercial housing mortgage loans to buy commercial housing (residential housing only, the same below), policy housing and affordable housing within the administrative area of this Municipality, but they have not paid off the original commercial housing mortgage loans and have the conditions for housing provident fund purchase, and use housing provident fund loans to purchase houses (hereinafter referred to as provident fund loans, including provident fund portfolio loans) to partially or fully repay the original commercial housing mortgage loans.

Legal basis: the applicant and * * * together with the "Measures for the Implementation of Shenzhen Commercial Housing Loan to Housing Provident Fund Loan", the applicant shall provide the following materials:

(a) housing provident fund joint card, valid identity documents and proof of marital status (both original and photocopy);

(two) commercial housing mortgage loan contract, the original mortgage contract (original inspection, inspection copy);

(3) Loan balance certificate, loan details certificate, copy of original house purchase contract and copy of real estate license confirmed by the original commercial housing mortgage loan bank; If the pre-sale of commercial housing, policy housing or affordable housing has not obtained the real estate license, a copy of the real estate license may not be provided;

(4) Other necessary certification materials.