No bank has any interest-free loans! Only the small loan business for farmers launched by Agricultural Bank of China. This business mainly provides small interest-bearing loans to individual family members of farmers in accordance with the requirements of GSP, wide coverage and commercialization. Each farmer can only apply by one family member. The starting point of the credit line for a single loan is 3,000 yuan, and the maximum is 50,000 yuan (inclusive). Mainly used for the financing needs of farmers' production and life, mainly including: engaging in agricultural production and operation activities such as agriculture, forestry, animal husbandry and fishery; Engaged in non-agricultural production and operation activities such as industry, commerce, construction, transportation and service; Living expenses such as vocational and technical training, children's education, medical care, purchasing durable consumer goods, and repairing houses. Borrowers applying for small loans for farmers must meet the following conditions:

He is at least 18 years old (including 18 years old), and the sum of his age and loan period when applying for a loan is not more than 65 years old (including 65 years old); Have a fixed residence in the countryside, be in good health, have full capacity for civil conduct and labor, hold valid identity documents, and meet the credit rating standards of China Agricultural Bank for customers; Have a stable income and the ability to repay the loan principal and interest on schedule; Production and business activities are in line with national laws, regulations and industrial policies; Good conduct, no overdue loans when applying for loans. As long as farmers meet the above conditions, they can apply for small loans from the local business institutions of Heze Branch of Agricultural Bank of China.