Yes, whoever signs the loan contract is the owner of the house.

Second, does the child loan to buy a house have anything to do with the parents of the head of the household?

Yes, that's true. Parents whose children borrow money to buy a house may worry that their children will not be able to repay the loan, so they may ask their children to provide guarantees, or parents may provide guarantees to ensure that their children can repay the loan. In addition, parents may provide financial support to help their children buy a house.

Third, does the child loan have anything to do with parents?

If your repayment ability is insufficient, but the second repayment source is sufficient and guaranteed, the bank will consider adding your parents' natural person guarantee. Of course, your parents' repayment ability and age should be considered.

Parents buy a house for their children. Isn't the mortgage payer and the head of the household the same person?

This situation depends on the capital contribution of the owner when buying a house.

If your family buys a house, it is ok to use a child loan, but the ownership must belong to you and your parents. So that banks can lend money.

It has nothing to do with the householder. The real estate license can be your name, but your parents should have this right.

If they don't have this right, you personally have no repayment ability, and banks can't issue loans.