Application conditions:
1. The applicant and the same applicant who participated in the calculation of the loanable amount of provident fund loans have continuously paid the housing provident fund in full and on time for 6 months in this city or other places before the month of application, and the provident fund account was in a normal state at the time of application (the account was sealed, frozen and cancelled in an abnormal state). The deposit time of provident fund in this city and other places can be calculated together;
2. The applicant and * * * have the ability to repay the principal and interest of the loan, and their credit status is good (see the Provisions of Shenzhen Municipality on the Administration of Housing Provident Fund Loans for credit status determination);
3. The applicant and his family (including husband and wife and minor children) have no provident fund loans in this city or have paid off the provident fund loans;
4. The applicant has paid the down payment for the house purchase as required;
5. The applicant agrees to provide a guarantee that meets the requirements of these Provisions;
6. The loan application meets the requirements of national, provincial and municipal real estate market management policies. In case of policy adjustment in the process of loan handling, the time when the provident fund center accepts the provident fund loan shall prevail, and it shall be handled in accordance with the principle of "old methods for the elderly and new methods for the newcomers". But the national, provincial and municipal real estate market management policies have been clearly defined, from its provisions;
7. Meet other conditions stipulated by the provident fund management committee.