After the bank loan is approved, the bank may notify the user by SMS, or directly push the internal information through the APP to inform the user. If the user has not received any notice, he can find out whether the loan has passed the audit by querying the loan status. After the loan is approved, the bank will arrange the allocation as soon as possible, and successful users need to repay the loan from the next month.

As for users who want to prepay or pay off in advance, it depends on whether the loan supports prepayment and whether prepayment can be operated in the current time period.