7 to 15 working days. According to an insider's inquiry, the mortgage loan process is smooth, with 4 working days for loan investigation, 5 working days for loan approval, 2 working days for signing a loan contract, 7 working days for mortgage registration and 2 working days for lending after mortgage registration. There are no reasons such as incomplete information and failure to lend money on time between the submission of the application and the lending. The loan time of the bank for real estate mortgage is 7 to 15 working days, which will be postponed in case of holidays or some special circumstances.