Now many people choose to buy a house by installment, but installment payment requires a down payment first, so some people will ask, can the down payment be paid by installment? The following small series will tell you whether the down payment can be phased and what to pay attention to when buying a house to pay the down payment. Keep reading if you want to know!

1. Can the down payment be paid in installments?

The form of down payment is a kind of installment payment, so buyers can't pay down payment by installment, but should pay it in one lump sum. Under normal circumstances, the down payment for buying a house is 30% of the total house price. As for the remaining unpaid house payment, buyers can choose to pay by installment.

Second, what should I pay attention to when buying a house to pay the down payment?

1, when buying a house and paying the down payment, first check whether the developer has a pre-sale certificate. With the pre-sale certificate, it means that developers have land use certificates and other related documents, which determines whether property buyers can apply for housing property certificates. At the same time, we should pay attention to whether the purchased house is within the pre-sale scope.

2. Before buying a house and paying the down payment, you need to know whether the property is mortgaged. If the property is mortgaged and the developer cannot pay off the loan at the expiration of the mortgage period, the bank can auction the property, and the bank is the priority beneficiary. In this case, the buyer may not get compensation.

3. When signing a house purchase contract, we should pay attention to the content of each item in the terms, because some developers have written the contract text before signing the contract, and such a contract has the problem of unequal rights and obligations. If this happens, the buyer must put forward his own opinions and can't sign it hastily.

Summary: The relevant content about whether the down payment can be paid in installments is introduced here for everyone, hoping to help everyone. There are many things to pay attention to when buying a house, and the amount involved is also very large, and paying the down payment is the first step in buying a house, so paying the down payment must be cautious.

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