At present, in China, when gold investors choose gold and gold bars for investment, they usually make mistakes in understanding. I think as long as it is gold, it should all be the same price, the same quality and the same project investment function, but it is not. As far as the pricing system is concerned, the price of symbolic gold is basically fixed, but it already contains a high equity premium, which is generally above the international equity premium of gold raw materials 10%. It is not recommended for ordinary investors who have no personal collection concept or professional knowledge. Buying this kind of gold is like buying commemorative gold coins. I wonder if you are such a personal collector?
This kind of gold is weak in liquidity, and once purchased, it is difficult to cash in at an idealized price. General gold merchants only subscribe to them as gold raw materials. After deducting related expenses, the subscription price is generally lower than the price of gold raw materials at that time, so it is difficult for ordinary investors to complete long-term investment. This kind of gold spot roll is suitable for individual collectors, at least for groups whose personal collection time is more than three years. It is not suitable for short-term stock band trading based on investors' gold and spot volumes. For most investors, investing in gold should be the best choice for project investment. Compared with international gold raw materials, its equity premium is low, and the price changes with the international gold price at any time and anywhere.
The price of general gold is different from that of souvenir gold. The sales price of souvenir gold is priced according to the pricing method of gold jewelry. General selling price = cost+10% income tax +5% income tax+profit. The price of gold invested in general projects is basically the spot price of gold plus a certain circulation fee for production and processing commodities. Therefore, commemorative funds are more expensive than general project investment funds.