Legal analysis: repayment can be continued, but it is still recommended to update the reserved ID information as soon as possible. After the ID card expires, the bank will prompt to update the identity information. Generally speaking, the basic use will not be affected within six months after the expiration.

Legal basis: Article 19 of the Regulations on Household Registration in People's Republic of China (PRC), if a citizen's household registration changes due to marriage, divorce, adoption, claim, separation, merger, disappearance, withdrawal or other reasons, the head of the household or himself shall declare the change of registration to the household registration authority.