There are two kinds in automobile mortgage.
1 is the usual meaning of going to the bank. This can't and can't be low, and the handling fee is the same. The dispute between domestic banks depends on which bank you buy a car from.
The second is the staging of automobile manufacturers, such as Ford financial plan.
Compared with bank mortgage, this repayment method is more flexible and the follow-up cost is very small, but the domestic brand has not yet been opened, and Ford GM Toyota also has such plans. .
Second, which bank car loan is the most cost-effective? Let's make a comparison and you will know!
Car loan is different from personal housing loan. General developers will only provide 3-5 banks to property buyers as loan application banks. Users who apply for auto loans can choose any financial institution to apply for loans. A friend asked, which bank car loan is the most cost-effective? Let's make a comparison and you will know!
Which bank car loan is the most cost-effective? 1, Ping An Bank car loan The advantage of Ping An Bank car loan is that it is difficult to approve. Among many banks, Ping An Bank has a relatively low threshold for applying for car loans. Under normal circumstances, after the user applies for a car loan from Ping An Bank, it will be approved in about one month. Moreover, Ping An Bank's car loan business has a good reputation and a very wide coverage. 2. Agricultural Bank Car Loan In the car loan business of Agricultural Bank, credit card car loan is more popular with users. At present, many banks have credit card car loans, but ABC's credit card car loans have the discount of buying cars by installments with zero interest, and according to the handling fee, the handling fee of ABC's credit card car loans is also relatively low. 3. Bank of China car loan Bank of China car loan requires higher qualifications for borrowers, but the handling fee and installment fee rank lower among all banks. China Bank's auto loan amount ranks higher among all banks. If the borrower has excellent qualifications and low debt ratio, he can try to apply for a car loan from China Bank. 4. CCB car loan The advantage of CCB car loan is that the threshold for applying for loans is low and the amount of loans applied for is large. Now many borrowers will want to buy a good car, but most banks will not agree to a car loan amount of 500,000 to 600,000. If the applicant applies for a car loan from CCB, the probability of passing it will be greater. The above is the related content sharing of "which bank car loan is the most cost-effective", I hope it will help everyone!
3. Which bank has a low mortgage interest rate?
There are two kinds in automobile mortgage.
1 is the usual meaning of going to the bank. This interest rate is fixed, and the central bank cannot reduce it, so is the handling fee. There is no such healthy competition between domestic banks. It depends on which bank you buy a car from.
The second is the staging of automobile manufacturers, such as Ford financial plan.
Compared with bank mortgage, this repayment method is more flexible and the follow-up cost is very small, but the domestic brand has not yet been opened, and Ford GM Toyota also has such plans. .