The approval time given by official website of Zhongyuan Consumer Finance is about 1-3 working days.

1. Henan Zhongyuan Consumer Finance Co., Ltd. (hereinafter referred to as "Zhongyuan Consumer Finance Company") was established at the end of 20 16. It is a national non-bank financial institution approved by China Banking Regulatory Commission. Established by Zhongyuan Bank and Shanghai Yiqian Network Information Technology Co., Ltd. ("China Minsheng Investment" wholly-owned holding company). The company is headquartered in Zhengdong New District, Zhengzhou City, Henan Province, with an initial registered capital of 500 million yuan, and has launched two product systems: "raising money to spend" and "raising money to pay".

Adhering to the concept of "benefiting consumption and enjoying life", relying on shareholders' strong financial strength, excellent management team and strict risk control ability, Zhongyuan Consumer Finance Company will dig deep into sub-sectors closely related to residents' lives, and make rational use of shareholders and third-party resources around key target markets such as renting houses, home improvement (decoration, furniture, etc.), learning cars, home appliances, tourism, digital products, business trips, education and training, health, etc. Committed to providing individual consumers with consumer installment and credit loan services through technological innovation, channel integration, big data application and other means, building a consumer finance ecosystem, meeting customers' demand for a better quality of life, giving consumers a good consumer experience with brand-new consumer finance scenarios, and practicing the "inclusive finance" with practical actions.

Second, the loan products of Zhongyuan consumer finance include: elite loan, provident fund loan, Leju loan and UnionPay commercial loan-raising money. As long as you meet the loan conditions, you can apply for one of them. Many users are worried about the routine of Central Plains consumer finance. In fact, as long as the loan requirements of Zhongyuan Consumer Finance are met, the loan can be successful through the loan review, and there will be no fees if it is unsuccessful.

Three, the central plains consumer finance loan products have two kinds:

1. cash withdrawal: it is a pure online consumer loan product, that is, online loan. There are three loan models for withdrawing money: elite loan, provident fund loan and UnionPay business-withdrawing money, with different target customers:

(1) elite loans, mainly for high-quality enterprise employees to provide loan services.

(2) Provident fund loans mainly provide loan services for customers who deposit provident fund.

(3) UnionPay business-raising money, mainly using credit cards to provide loan services for customer service.

2. Cash withdrawal payment: it is mainly aimed at the installment service of customers in specific consumption scenarios, that is, offline loans.

Can Central Plains consumer finance generally set a quota of 5,000 yuan to reflect success?

Zhongyuan Consumer Finance has set a quota of 5,000, which can be successfully withdrawn. Zhongyuan Consumer Finance applied for the loan amount, which is still very stable, and all of them can sign the contract and receive the money smoothly.

Has the Central Plains Consumer Finance Agreement been passed?

The signing of the agreement is still uncertain. Even if the agreement is signed successfully, the background shows that the loan may be rejected, which is mainly related to the quality of personal credit information.

Is the central plains consumption pass rate high?

The pass rate of Zhongyuan consumer finance is still relatively high, but borrowers must be able to better meet the application requirements. After all, Zhongyuan consumer finance is not comparable to those ordinary online loans.

There are three kinds of loan products in Zhongyuan consumer finance: raising money, elite loan and raising money to pay. Meet the basic application conditions are:

1. Personal credit information is in good condition and there is no record of non-performing loans in the past;

2. Be at the age of 18-65, and be able to provide a true and valid ID card, bank card and mobile phone number registered in real-name registration system;

3. Have a stable income and a strong willingness to repay.

Extended data:

Zhongyuan Consumer Finance is a licensed financial institution. At the same time, it is fully connected with the credit information system of the People's Bank of China, borrowing from Zhongyuan Consumer Finance, or applying for loans from Zhongyuan Consumer Finance. These loans were collected at the meeting.

Approved by Zhongyuan Finance Co., Ltd.:

When a customer registers a Zhongyuan financial account, the system will give a certain amount according to the customer's audit results. However, if the customer wants to apply for a loan, the general system will re-examine. The loan will only be approved if it is approved; If the audit fails, the loan will not be approved, and the customer can't apply for a loan even if there is a quota.

The reason for this is that before the customer applies for a loan, the system only gives the estimated amount by reviewing the information provided by the customer, and every loan applied by the customer has to be re-evaluated by the system.

Some people may have bad credit, so the system will detect some problems when reviewing the customer's loan application and refuse to approve the loan.

Therefore, in order to avoid the situation that the quota cannot be approved, customers must maintain good personal credit. Moreover, the amount that customers can be approved often depends on their personal qualifications. The better the overall quality of an individual, the more places can be approved.

Check the loan speed:

Judging from the past situation, Zhongyuan consumer finance basically applies for the same day of lending, which will not delay everyone's business. The only thing that needs everyone's attention is that Zhongyuan Consumer Finance may make a phone call back, so please keep your mobile phone open. From the three aspects of application conditions, pass rate and loan approval speed, it is not difficult to approve Zhongyuan consumer finance.

There is no reason for Central Plains Consumer Finance for 7 days:

The 7-day unreasonable repayment of Zhongyuan consumer finance refers to the exclusive privilege of the first loan, and the interest on the loan funds settled within 7 days is free. For example, Zhongyuan Consumer Finance granted a quota of 20,000 yuan, and users applied for withdrawal of 1 10,000 yuan. Within 7 days, the repayment interest and handling fee are all reduced, and Zhongyuan Consumer Finance does not charge any fees. But this offer is only for the first loan. I didn't see the invitation that popped up, which proved that the user didn't meet the requirements.