Applying for agricultural e-loan requires six steps. These six steps are: tax payment authorization, business authorization, authorization acceptance, contract signing, loan issuance and loan repayment.
Tax payment authorization
Enterprises need to complete the authorization of tax information through official website of Agricultural Bank of China, corporate online banking or the way designated by the tax department.
Business authorization
Managers of enterprise online banking need to obtain authorization through the enterprise online banking of Agricultural Bank of China. The specific operation steps are as follows:
(1) Log in to corporate online banking, enter "micro-loan" and click "business authorization application";
(2) Check all power of attorney and agreements, and click "Submit" to complete the business authorization.
Accept authorization
After entering the "micro-agile loan" page, you need to check the relevant authorization and agreement, and then submit the loan application.
sign a contract
The legal representative of the enterprise confirms the loan approval information, inputs "loan amount", selects "loan period" and clicks "OK" to complete the contract signing.
loan origination
After the loan contract is signed successfully, the legal representative can choose micro-agile loan to use the money on personal handheld online banking and corporate online banking.
Loan repayment
When making repayment, the legal representative can make online repayment through personal banking, corporate online banking and other channels.
Second, how to apply for housing mortgage for individual housing revolving loan of Agricultural Bank of China
The basic process of mortgage loan is as follows:
1, field trip;
Loan officers, intermediaries, appraisers, buyers and sellers go to the site of the house applying for mortgage loan to conduct on-site investigation of the house.
2. Property right verification;
The property owner and the * * * owner (seller) bring the original ID card and the original real estate license to the Housing Authority for verification and go through relevant formalities.
3. sign a contract;
The bank carefully checks the original information of the customer, identifies the authenticity of all signatories, supervises the signature of the customer, collects the original of the real estate license and the deposit (the specific amount is determined by the buyer and the seller), copies the information and reminds them.
4. Fill in the contract;
Banks check information in the same way.
5. Payment obligation;
The bank informs the customer to pay the fee;
six
With the help of the Housing Authority, the buyer and the seller go through the formalities of property right transfer.
7. The lender prepares relevant materials to go through the mortgage formalities at the bank;
3. What is the housing mortgage loan process of ABC?
(1) The seller proposes the mortgage loan cooperation intention to the loan bank. (2) The loan bank investigates the seller's development projects, construction qualification, credit rating, person in charge's conduct, corporate social goodwill, technical strength, operating conditions and financial conditions, and signs a mortgage loan cooperation agreement with qualified sellers. (3) The borrower signs a house purchase agreement with the seller and pays more than 30% of the house price (40% of the commercial house). (4) The borrower applies for mortgage loan with the purchase agreement, 30% purchase receipt, ID card and proof of marital status, and opens a deposit account or bank card in the loan bank. 5] After investigation, examination and approval, a loan contract is signed, and after the agent of the loan bank completes the registration and notarization procedures, the money will be deposited into the seller's account (the customer adopts the principle of voluntary insurance), and the customer will be informed to go to the seller to handle the purchase formalities with the contract. [6] In the future, as long as the borrower leaves enough repayment amount in the deposit account or bank card before the 20th of each month (quarter), the loan bank will automatically deduct it from the borrower's account and settle it all at maturity. (7) The lender pays the deed tax, obtains the deed certificate, and completes the registration procedures of the real estate title certificate and the house mortgage. Fees are charged in strict accordance with the charging standards of relevant competent departments, and no agency fees are charged. The borrower must provide all the materials required for the above procedures. After the loan is returned, the lender cancels the collateral and returns it to the customer.
4. What is the mortgage loan process of ABC?
1. Consumers need to provide relevant information when submitting loan applications to the Agricultural Bank. 2. After the approval of the Agricultural Bank, a loan contract will be signed with the borrower. 3. Consumers go through insurance, guarantee and other procedures. 4. After the formalities are completed, the Agricultural Bank lends money. For more information about the mortgage loan process of China Agricultural Bank, please visit:/ask/c977a41615839505.html? Zd view more content