Because there is a handling fee in the middle, which is the fee paid after entrusting this company to help you with the loan.

There are two reasons:

1. The company develops various channels through manpower, including intermediate labor costs and channel maintenance costs.

When we are looking for a loan, we not only want to find a safe and reliable platform, but also want to find a platform where the next payment is immediate and the threshold is not so high. Otherwise, our conditions may not pass. Don't worry, the following new loan requirements can meet you. Let you return to these formal platforms without being attracted by routine loans on the road of borrowing.

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1. Is it true that the loan platform requires payment of service fees before lending?

In this case, you mean that you have to pay the other party's service fee or handling fee first, and then the other party lends you the loan. As soon as you hear that the loan platform needs to pay, this thing is fake. You don't need to pay any money for a real big platform loan. He will write down your requirements clearly. Who do you have a loan relationship with? How much is the interest?

Interest is calculated by the day, by the month, or by the year, but interest is not a handling fee, so stay away from such a platform.

Second, I just got a loan online, and he asked me to open a membership. Is it true?/You don't say.

This is a regular loan. Generally speaking, there are two stages: the stage of forming false creditor's rights and debts through routine loans and the stage of collecting debts through diversified means. The first stage is the core practice of routine loan. Many victims have paid off their false debts without urging, but this does not affect the crime of routine loan. Whether the means of debt collection in the second stage is illegal is not the judging factor of "routine loan".

Just don't be too nervous about whether the behavior in the first stage needs overall evaluation or * * * evaluation. It is recommended to contact professionals in time.

Third, is the loan open member credible?

If the loan provides membership service, but the membership service does not promise that the user will pay, but only for ordinary users, the member users can get certain discounts, and such members can be trusted.

However, it is false propaganda for loan members to publicize that they have to pay for opening members. Usually, after the user pays the membership fee, the user still can't successfully withdraw the cash, and such a member is not credible. For the loan that users apply for, if there is membership service, users must find out the rights and interests provided by members. Please don't blindly open members.

Prepayment cost of foreign loans

Foreign loans pay commissions in advance.

Usually at least 1% of the loan amount. This fee is also called "points". One point is equal to 65438+ 0% of the loan amount. Note: In some areas, the seller pays half.

Discounted loan (points): This fee refers to the one-time fee charged by the lender or mortgage broker to lower the interest rate and then reduce the monthly mortgage repayment.

You are interested in life. You have to pay the handling fee first, right?

It is an excellent life fast loan to pay the handling fee in advance, because it is generally to lend money first and then charge the handling fee, but if the handling fee is charged first, it is an act.

Is there an upfront fee for the loan? Is it true that there is an upfront fee for handling loans?

Loans that charge fees are all deceptive? When applying for a loan, in addition to submitting personal data, the applicant must also pay the relevant handling fees incurred by the loan. However, some lending institutions require applicants to pay various fees in advance, which inevitably makes many applicants doubt the authenticity of the fees. So do you really have to pay the upfront fee for the loan? Let's analyze it for everyone.

First of all, handling loans does incur expenses, mainly loan interest expenses and handling fees. Among them, the loan interest expense depends on the loan interest rate of the lending institution. The higher the loan interest rate, the more expenses, but the loan interest expense is paid during the repayment period. In terms of handling fees, the handling fees payable for different loan properties are also different, such as mortgage evaluation fee, guarantee fee and mortgage registration fee. These fees need to be paid after the next successful payment, that is, after the loan contract comes into effect, and there is no case of early payment.

Most of the related expenses are collected in advance. For formal lending institutions, the fees are charged after the next payment, and most of them are deducted from the loan. There will be no behavior of asking the applicant for fees, and there will be no behavior of promising successful loan payment.

I would like to remind you not to be too eager to get a quick loan. Many swindlers have formally mastered the psychology of lenders, asking lenders to pay the formalities fees in advance to succeed. In order to avoid being fooled, everyone must go to a formal lending institution to apply for a loan. If you encounter a loan that needs to be paid in advance, you must be careful to avoid being fooled.

Is the platform for handling loan fees first reliable?

Formal loan platforms are free, and the basic fees in the early stage are deceptive. If there is a loan demand, you can try a safe and good loan product. There are credit loans and car owners' loans, and you can apply for either. There is no handling fee for each product, and it is also a bank loan. Ping An Good Loan is a formal loan platform under Ping An Group, which can protect our rights and interests and is relatively safe. Don't worry about being cheated, these Baidu can be found.

Let's stop here for the introduction of the loan prepayment fee.