2. Increase the loan guarantor: the borrower can guarantee the borrower's loan by introducing a third party. If the borrower is unable to repay the loan, the financial institution may recover from the loan guarantor, and the guarantor shall bear the responsibility for repayment of the loan;
3. Loan signed by application form: Some financial institutions have designed some loan products that only need the personal signature of the borrower, considering that the personal credit information of the borrower's husband and wife is not very good.
The above is how to get a separate loan when the spouse's credit information is not good.
How to restore credit information
1. Keep a good record: after having a bad record, you need to keep a good credit record for a long time;
2. Quickly settle the arrears: repay the arrears with bad records as soon as possible. If the arrears are unintentionally overdue, you can contact the bank staff and issue a certificate of unintentional overdue after clearing the arrears to keep the credit record stable;
3. Don't cancel the credit card: Only if you keep using the credit card for a long time can you provide a new credit record, which will cover up the original bad record.
This article is mainly about the knowledge of how to get a separate loan if the spouse's credit information is not good, and the content is for reference only.