The difference in interest rates is large. According to the query of relevant information, we learned the reason for changing the bank handling personal loans: the interest rate gap is large. One bank's personal loan interest rate is higher (for ordinary customers, if the benchmark interest rate of the same grade in the same period is 1.1 times), the other bank's personal loan interest rate is lower. . When a company opens a bank account, the person in charge does not need to bear its responsibilities; the person in charge only bears limited liability, and the legal person of the company is the subject of responsibility.