Auto finance loan, the minimum down payment is 20%, and the loan period is up to 5 years. Obviously, this requires different repayment methods according to the materials provided by consumers. It is understood that auto financing loans do not need guarantees and mortgages, and you can pick up the car as soon as possible.

In general, the more complete the application materials provided by consumers, the faster the approval speed. It takes about a month for the bank to approve, and a week for the credit card to approve. The auto financing company can lend money on the same day at the earliest.