The arrival time of the loan from the ant to the bank card is based on the arrival time of each bank shown on the loan page, and it usually arrives within two hours. You can check the progress of the loan in the bill, depending on the time when the bank arrives.
Extended data:
"Borrowing" is a credit loan service launched by Alipay. According to different sesame scores, users can apply for different loan quotas. The longest repayment period of the loan is 12 months, and the daily interest rate of the loan is 0.045%, which can be repaid with the loan.
19, 2065438+2008, 65438+2065438, or actively closed some user accounts to control the loan balance due to excessive leverage ratio and violation of relevant regulatory regulations of the central bank.
2021165438+1October 8th news, it is reported that Alipay's "borrowing" name has been changed to "credit loan". In this regard, Alipay customer service responded that in order to facilitate you to know the actual consumer credit service provider more clearly, the consumer credit service independently provided by financial institutions cooperating with Ant has been updated to "credit loan", and the credit loan page shows the name of the financial institution. After this adjustment, the original services such as borrowing, auditing and repayment will not be affected.
Borrowing money is a loan service launched by Alipay, and the current application threshold is that sesame scores are above 600. According to different scores, the loan amount that users can apply for ranges from1000-300,000 yuan. The longest repayment period of the loan is 12 months, and the daily interest rate of the loan is 0.045%, which can be repaid with the loan. There is no separate app for borrowing. Users must use it in Alipay and cannot trust third-party applications.
The relationship between borrowing and expenditure:
In fact, there is not much relationship between borrowing and consumption. They all belong to Ant Financial and are consumer credit products on Alipay.
However, borrowing and consumption will still have a certain impact on each other. Because they are all related to sesame credit, if sesame credit is affected by improper use of loans, it will actually indirectly affect the flower buds; And vice versa, it is the same from Dallas to the auditorium. No matter whether you borrow flowers or spend flowers, you need sesame credit score above 600 before you can apply for opening.
Besides, there is not much connection between the two. After all, the scope of use of the two is also different. Borrowing mainly provides lending services, and users can use funds anywhere after borrowing from borrowing. Flower buds are similar to credit cards, which provide credit lines for users to spend in advance. You can't transfer money or withdraw cash, so you can only use it when you spend.
If users have demand, they can apply for opening both borrowing and flower buds. As for whether it can be successfully opened, it depends on the audit results of the system.