Application conditions for small and micro loans: 1, full capacity for civil conduct, no bad credit records for myself and my family, and no overdue loans at present; 2. Should have permanent residence or valid residence status within the jurisdiction allowed by the bank, and have a fixed residence in the local area; 3. The family net assets are not less than 500,000 yuan (family net assets include family financial net assets and family net assets in kind (movable and immovable property)); 4. The enterprise has actually operated for more than 2 years (including 2 years), and its operation is stable; Need to have at least 3 years of industry experience; 5, the enterprise approved by the administrative department for Industry and commerce registration, and go through the annual inspection procedures; Having a fixed residence and business premises, operating legally, producing and operating in line with national laws and regulations, industrial policies and environmental protection requirements, and the current loan is not overdue; 6. Other conditions stipulated by the bank. You can click on the link below to inquire about the information of Ping An Bank outlets nearby, including specific address, contact number, business hours, etc. /branch/mkt/bank online/dist/online bankless . html #