The monthly salary is 2000 yuan and the loan is 200 thousand yuan. If the salary is only used for repayment and there is no other income, even if you don't eat or drink, it will only be 24,000 yuan in that year, and it will only be144,000 yuan after six years. The principal is not enough, let alone interest.

Loans must be within our means, and we must do many big things if we have the ability. We can't eat a fat man in one bite. With a monthly income of 2,000 yuan, it is impossible to borrow 200,000 yuan, and the bank will not pass the risk assessment. Banks will not issue loans.