Taking the lead in granting loans from different places has benefited 165 households.
Since May last year 1, Xinyu City has taken the lead in relaxing the new policy of implementing off-site loans nationwide. In other words, no matter which city employees are employed in and pay housing provident fund, they can apply for provident fund loans in Xinyu with the deposit certificate of the employment provident fund center. It is understood that the city * * * issued off-site loans 165 households with 48.88 million yuan to help employees better realize their dream of returning home to buy a house.
In addition, in order to further increase the intensity of housing provident fund loans, Xinyu City increased the maximum amount of housing provident fund loans from 500,000 yuan to 600,000 yuan, and the minimum down payment ratio was reduced to 20%, regardless of the first suite and the second suite.
Simplify the procedures for withdrawing rent, and each household will pay 12000 yuan per year.
According to the regulations, houseless households can use the housing provident fund to pay rent every year. In order to simplify the extraction procedures, according to the market rent level of Xinyu City, starting from March this year, public rental housing will be fully extracted according to the actual rent expenditure, and commercial housing rent will be extracted according to the standard of 1 2000 yuan per household per year.
It is understood that Xinyu City has withdrawn 273 provident fund rents. "This year, our extraction standard is the same as Nanchang, which is the highest in the province." Cheng Hui, the Information Department, told the reporter, "In the past, houseless households needed to provide personal houseless certificates, lease contracts, invoices and other procedures to withdraw provident fund. Now they only need to provide proof of no room to withdraw the provident fund. "
Migrant workers can also pay provident fund.
In order to further expand the scope of the housing provident fund system, the city housing provident fund management center will include migrant workers, individual industrial and commercial households and other groups in the scope of provident fund protection, so that these groups can enjoy preferential policies for provident fund and use provident fund loans to buy houses.
In the new housing provident fund policy launched this time, the policy that migrant workers can pay provident fund has attracted the attention of many citizens and migrant workers. When and how do they apply for housing provident fund? At present, the city housing provident fund management center has received many consultation calls. The relevant person in charge said that due to the complex crowd involved in the New Deal, the current operating rules are still being worked out.
In recent years, Xinyu's housing provident fund withdrawal and loan policies have been continuously loosened, and the loose policies have made Xinyu's housing provident fund use efficiency rise continuously. Xinyu * * * issued housing provident fund loans of 670 million yuan, a year-on-year increase of 1.55%. By the end of February last year, 65,438+Xinyu City had issued a total of 2.375 billion provident fund loans, which solved the financial difficulties of 1522 1 employees in purchasing houses.