See from what channel you bought the house. When purchasing a house disposed of by the court, relevant legal documents should be kept, and relevant procedures should be handled in the management department in time according to relevant documents.
Sign the contract first, pay after notarization, and pay the rest after the other party gets the real estate license. This kind of operation has certain risks, and the sale of the house is also limited. If the owner repents after getting the real estate license, then whether the money paid for buying a house can be recovered depends on the specific situation. Your situation does not apply to the legal transfer of real estate through court decision.
But even if it is notarized, it doesn't necessarily count. Only notarized households are very risky for property buyers. Because in China's real estate laws and regulations, when there is a dispute between buyers and sellers, the real estate license is the first evidence of housing ownership, and the purchase contract is the second evidence. Once the seller mortgages or resells the house, the interests of the buyer will not be guaranteed.
In addition, the notarization institution should be notarized according to the ownership of the real estate license, not according to the sales contract. If there is a dispute between the two parties, the effectiveness of notarization will also be questioned. Buying a house is not a trivial matter, it costs hundreds of thousands at a time. So remind consumers to be more careful about houses without real estate licenses. At present, there is no suitable way to deal with this kind of transaction to ensure that the interests of both parties will not be lost.
Fees for handling real estate license
1. deed tax. At present, the deed tax rate is 3% of the purchase price. Individuals who purchase ordinary houses for their own use (below 140 square meters) can collect the deed tax by half, that is, the tax rate is 1.5%.
2. Stamp duty. Individuals who purchase commercial houses from real estate development enterprises shall pay stamp duty at 0.05% of the total price recorded in the contract.
The related expenses to be paid are as follows:
1. Transaction costs: 0.5% of the total house purchase price, and 0.25% of the total house purchase price (residential 3 yuan/m2, paid by the developer, not paid by the buyer).
2. Individuals need to pay a registration fee of 100 yuan (including the cost of real estate license) for each set of commercial housing.
Three, personal mortgage registration, apply for provident fund loans, according to each charge 100 yuan; To apply for a portfolio loan, the registration fee for other rights of real estate shall be paid according to each 200 yuan.
Four, the signing of the pre-sale contract of commercial housing should be registered with the real estate transaction management department, and the registration fee for each real estate right document is 100 yuan.
Five, individuals to buy a new house, when handling the personal property certificate, they need to attach a cadastral map (blue print), regardless of one or more stickers, they will pay the cadastral map copy fee according to each card 25 yuan.
6. Property maintenance fund, 2%-3% of the house price (generally 2% in different places)