Mortgage car, it is impossible to transfer bank loans to others. If you want to sell a new car, you can only negotiate with the buyer and the buyer will repay the loan. After the vehicle transfer formalities, the car buyer will take out the loan himself. Car loans are divided into two categories: personal car loans and personal commercial car loans. The departments applying for auto loans include banks, auto 4S shops and other financial institutions. As long as it is a formal and reliable lending institution, all customers must provide their own personal credit reports. If your personal credit record is not good, it is not easy to give loans to customers. The above is related to whether the mortgage car can be transferred to the lender.

Benefits of loans

1, change the status quo: due to the rising cost of daily life, one apartment and one car are on average. If the assets in hand are difficult, as long as the user's personal credit record is excellent, the status quo can be changed by means of loans. Loans can be settled in a limited time and only need to be repaid once a month, reducing the pressure of one-time settlement;

2. Accumulate wealth: The truth of borrowing money to make money can help people accumulate a lot of wealth;

3. Accumulate personal credit capital: To do many things, we must look at personal credit information, such as bank loans and borrowing money. As long as the user has borrowed money from the bank before and repaid it on time, and the user's personal credit record is very good, then the user's personal credit record will become its invisible property.

This article is mainly about the knowledge of whether the mortgage car can be transferred to the lender, and the content is for reference only.