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Validity period of Jiangsu bank loan line
Bank of Jiangsu personal credit consumption loan

Amount: 300,000 yuan;

Term: 12/24/36/48/60.

Repayment method: equal principal and interest.

Lending method: debit card withdrawal.

(MCC Holdings does not enter real estate, investment, wealth management and taxes)

Age: 24-52 years old.

Interest rate range: the monthly interest rate is 0.5%-0.6%.

Time limit for approval: the company can open an account as soon as possible 1 working day.

Prepayment: 3% of the remaining principal.

Advantages: white households can, but they can't get credit information (reflecting credit cards)

1, Youth Education Section:

College degree or above (provided by Xue Xin. Com) National mortgage repayment record.

2. Social security/provident fund customers:

Provide my social security/provident fund payment verification record recognized by the Bank, which can be the lowest base and continuous payment of 1 year or more.

1. You can't get tired three times in these two years.

2. I asked three times in the last two months.

Credit card requirements:

1. The credit card requires no three installments or minimum repayment amount, and the average usage amount in the last six months cannot exceed 80% of the total amount.

Disclaimer:

The product information comes from the organization official website/outlet/account manager or the third-party information platform, and the final product information is subject to the release of the product organization. If the product information is wrong or you have other objections, you can leave a message at the bottom of this page.

How much can Jiangsu Bank borrow at a time?

How much can Jiangsu Bank lend at a time: 202 1 Internet loan supervision is getting stricter and stricter, and there are not many platforms that can lend normally. However, there are many things to pay attention to when borrowing money from the beginning, including the amount of the loan. Some people may ask, how much can I borrow at a time? Today, let's briefly introduce the related matters of borrowing money from borrowers.

How much can I borrow at a time?

As we all know, lending means granting credit first and then lending. The system gives the maximum loan amount, but it may not be a one-time loan, because the loan is also limited.

The loan is from 500 yuan. A single loan of less than 500 can't be borrowed, and the maximum amount of a single loan has become 40,000. If the credit line is more than 40 thousand, it needs to be loaned in multiple times, and each loan needs to be reassessed. Whether it can be borrowed is subject to the results of system evaluation.

What should I pay attention to when borrowing money from you?

1. Loan limit: actually, it is the aforementioned single limit, that is, a single loan is allowed only when it is ≥500 yuan ≤ 40,000.

2. Number of loans: Although there is a quota for revolving loans and there is no limit on the number of times of use, only 50 loans can be made at the same time.

3. Loan interest: The loan interest is calculated on a daily basis. From the daily interest rate to the annualized interest rate, everyone's interest rate will be adjusted irregularly by the system evaluation.

4. Repayment time: the system will automatically deduct money at noon on the repayment date. If there is no deduction after 19, you must repay it manually, otherwise the loan will be overdue and there is no grace period.

The above is the introduction of "How much can I borrow at a time". I hope it helps you.

How much can Jiangsu Bank's salary card loan?

The loan amount is 8-25 times the monthly salary. .

The salary card loan is based on the borrower's salary income and past credit status, and the borrower's monthly salary income is used as the benchmark to determine the loan amount. Generally speaking, the loan amount is 8-25 times the monthly salary. Simply put, how much you can borrow from a salary card loan is directly related to your monthly salary. The higher the monthly salary, the more you can borrow. However, the loan amount cannot exceed the upper limit of the bank.

It won't be long before the easy loan line of Jiangsu bank card will be cancelled.

Jiangsu bank card easy loan quota will be cancelled if it is not used for 6 months. If the credit line is not used within six months, it will be reduced or cancelled. Jiangsu Bank Card Easy Loan is a consumer loan launched by Jiangsu Bank, which can be used for car purchase, decoration, travel, shopping and other consumer purposes. The maximum loan amount can reach 300,000 yuan and the longest loan period is 3 years.