According to the regulations of the central bank, the benchmark interest rate of the latest one-year loan from 2065438 to August 2005 is 5.25%. Banks will raise or lower the benchmark interest rate when calculating the loan interest rate. Now that interest rates are marketized, banks can generally go down 10% for high-quality customers and up 20% for bad customers, basically depending on the financial situation of loan customers. Mortgage is a high-quality loan welcomed by banks, so it is more likely to implement the benchmark interest rate. If you follow

The benchmark interest rate is 5.25%, so the loan interest for one year is 200,000 *

5.25%=

10500 yuan.

If it is a mortgage loan, the annual interest rate is usually around 6%.

3. If it is a general loan, then each bank has its own interest rate, and the specific situation requires specific consultation, which is generally higher than the mortgage interest rate.

If it is a credit loan, the interest rate will be slightly lower than that of a general loan. Interest = 200,000 * annual interest rate * 1

If it is a commercial loan, the annual interest rate for one year is 5.56%.

If the loan is made at the benchmark interest rate of 5.25%, the annual loan interest is 200,000 * 5.25% = 1.05 million yuan.

If it is a mortgage loan, the annual interest rate is usually around 6%.

If it is a general loan, then each bank has its own interest rate. Specific information is usually higher than mortgage. 4. If it is a credit loan, the interest rate will be slightly lower than the general loan = 200,000 * annual interest rate * 15. If it is a commercial loan, the annual interest rate for one year is 5.56%, and there is no discount.