Elantra's down payment of 30 thousand can be interest-free for two years. We basically used two-year interest-free or three-year interest-free as the selling point of vehicle promotion, because at that time, interest-free loans could only be made by manufacturers' finance, but there were very few models that could make interest-free loans at that time, and many shops cooperated with third-party lending institutions.

Precautions for two-year interest-free

As far as I know, many models can get interest-free loans now, whether they are joint venture brands or our own brands, but you need to know that he has a fixed loan amount, such as 50 thousand yuan for two years or 70 thousand yuan for two years. You can ask this directly. Relatively speaking, I think it is more cost-effective to have a loan to free your hands, but other expenses should also be considered.

Interest-free loans may involve other expenses. As we all know, when making an interest-free loan, it will involve handling fees, service fees or some other expenses arising from the loan. If your two-year loan amount is about 50,000 yuan, then the total handling fee is between 1 10,000 yuan and 2,000 yuan, and there are no other fees. I think it's more cost-effective, but if other expenses add up to more than 5,000 yuan or more than 6,000 yuan.