1. The child is unmarried and underage, and still belongs to the same family structure as his parents.

2. Parents must be the main borrowers of loans, and their names should be written as property ownership certificates.

3. Parents' provident fund loans meet the conditions of local provident fund loans.

4. The borrower needs to be able to provide enough mortgage down payment. The amount of provident fund loans is limited, and the rest need to be paid in the form of down payment.

5. Children and parents have good credit information and no bad credit records.

The process of parents' provident fund to buy a house for their children

Buying a house for a child requires parents' provident fund. Parents need to be the same borrower, and their names are on the real estate license. The specific process of buying a house is as follows:

1. Bring the valid ID of the borrower (children and parents) to the local housing provident fund center to apply for a loan and sign a payment agreement.

2. Entrust a housing appraisal institution recognized by the Provident Fund Center to appraise the housing.

3 provident fund center shall examine and approve the loan application.

4. The borrower shall go through the guarantee procedures, pay various taxes and fees for house purchase, and sign loan contracts and mortgage contracts.

5. Bank loans.