Baojun 510, how much down payment is required to pick up the car?

Baojun 510 is a very affordable and very cheap SUV. Basically, if you want to buy a cheap SUV, then Baojun 510 must be a car that you can't get around.

The price of this model is relatively cheap. I personally don’t mind taking out a loan. It’s not worth it. Moreover, there is no loan subsidy for the Baojun 510 model. Because based on the price of this model, the amount you can borrow is only 30,000-40,000 yuan, and you have to pay loan fees, plus vehicle theft insurance, so I don’t think it’s worth it.

Of course, this friend needs a loan, so we will help him do a simple analysis. We will start the analysis with the 2021 1.5L manual Xinxiang model, which is what we often call the entry-level configuration.

First of all, let’s take a look at the price of this model. The manufacturer’s guide price for this model is 53,800 yuan. There is no discount at the terminal, so the guide price is the bare car price.

The exterior design is quite sporty and attractive, so we won’t introduce it here, but mainly talk about the configuration.

The first is the power part. It uses a 1.5L naturally aspirated engine with a maximum power of 99 horsepower and a peak torque of 135N?m. It is matched with a six-speed manual gearbox. If you want to buy an automatic transmission model, you only need to add 6,000 yuan to the guide price of this model, and the price difference is not much.

The chassis structure adopts front MacPherson independent suspension and rear torsion beam non-independent suspension, with average comfort.

Safety configuration, I personally think the safety configuration of this model is relatively average. It has only one airbag and is equipped with tire pressure monitoring. As for the electronic body stability system, this model is not equipped with it.

As for the configuration, sunroof, central control screen, reversing image, reversing radar, this model has almost no configuration.

In the lighting part, this model uses a halogen light source, which is the same for both high and low beams.

In fact, from our overall point of view, although the entry-level configuration of this model is relatively average, and it can be said that there are almost no comfort configurations, it is still worth buying because the price of this model is too cheap.

For the loan part, generally speaking, the down payment for a car is 30%, so the guide price of this model is 53,800 yuan. The down payment of the car price is 16,000 yuan, insurance is 2,800 yuan, purchase tax is 4,750 yuan, and registration fee is 500 yuan. , the loan handling fee is 1,000 yuan, and the total down payment is 20,500 yuan. The loan interest is basically 4 points for one year, 8 points for two years, and 12 points for three years. Generally speaking, the maximum loan period is three years. This friend can calculate the monthly payment of the loan based on the loan interest rate.

This article comes from the author of Autohome Chejiahao and does not represent the views and positions of Autohome.