1. Use the services introduced on Xiaomi Loan page: millet cloud Service, Xiaomi Wallet, Xiaomi Finance, etc. 2, often shopping in Xiaomi Mall. 4. Become an active user of Xiaomi Community and MIUI Forum. 5, high-frequency use of Xiaomi's own app, such as: Xiaomi life, reading more, application store, security center, personality theme and so on. 6. Maintain a good credit record and repay the mortgage, car loan, credit card and millet loan on time. 7. Experience the face-sweeping function in Xiaomi Financial APP and show your face value. To sum up, it is to spend more in Xiaomi, stay active, and let the system judge that you are a user worthy of investment. The higher the value, the less quantity is obtained. Abnormal use of mobile phone, repayment by Xiaomi loans overdue, other payments (credit card, life repayment, other online loans, etc. ) overdue, and submit false materials, may reduce the credit score.