You can write two names when you buy a house with a loan. If it is a husband-and-wife relationship, two people need to hold their own ID cards, household registration books, marriage certificates, premise of residence registration in different places, local tax payment or social security certificates, and proof of housing conditions at the place where the household registration is located, sign a house purchase contract with the seller in the name of two people, and then apply for a property right certificate, which is their names.

If it is not a husband-and-wife relationship, the two hold their own ID cards, household registration books and proof of marital status (now the single certificate has been cancelled). Under the premise of residence registration in different places, I need to sign a house purchase contract in my name at the place of sale with the local tax payment or social security certificate and housing situation certificate at the place of residence registration. The real estate license to be handled later is their name.

If two people are not husband and wife, they need to go to the local notary office to notarize the house property right agreement and clarify their respective rights and interests in this house. Only with a notarial certificate can they sign a house purchase contract in their own name.

Matters needing attention in writing two names when buying a house with a loan?

1, the higher service life of commercial loans is generally 30 years, that of commercial housing provident fund loans is 30 years, and that of second-hand housing provident fund loans is 20 years. Secondly, the relevant content is also closely related to the age of the main lender and the age of the house purchased.

2. What is the share of real estate for couples to buy a house? These need to be determined in advance. At the same time, according to the provisions of the Civil Code, the property acquired by both husband and wife during the marriage relationship can be owned by both husband and wife, unless otherwise agreed by both parties.

3. At the same time, in the process of buying a house with * * * *, even if there is only one name on the real estate license, these will not affect the ownership of the house.

What conditions do you need to apply for a housing loan?

1. The borrower must be a natural person who has reached the age of 18 and has full capacity for civil conduct and full capacity for civil liability, and has a legal and valid residence certificate;

2. Ask the borrower to pay the down payment;

3. The borrower must have a stable legal income and the ability to repay interest;

4. The borrower agrees to use the purchased house and its rights and interests as collateral;

5. The property right of the house purchased by the borrower is clear and meets the conditions stipulated by the government for entering the real estate market;

6. The house purchased by the borrower is not within the scope of the demolition announcement;

7. Other conditions required by the lending bank.