1, understand the specific reasons: First of all, you need to understand the specific reasons why the loan can't be done. It may be because of your poor credit record, insufficient income proof, high debt and so on. Communicate with lending institutions to understand the reasons for their refusal, so as to solve the problem in a targeted manner.
2. Improve your credit record: If you refuse a loan because of a bad credit record, you can take some measures to improve your credit record. For example, timely repayment, reducing the use of credit cards and avoiding overdue. This can gradually improve the credit score and increase the chances of successful loans.
3. Increase the proof of income: If the loan is refused because of insufficient proof of income, you can consider increasing the proof of income. We can increase the proof of income by increasing part-time jobs, increasing the income from the main business and finding other sources of income, so as to improve the possibility of successful loans.
4. Reduce debt: If the loan is refused because the debt is too high, you can consider ways to reduce debt. We can reduce our debts by paying off some debts, cutting unnecessary expenses and rationally planning our finances, so as to improve the chances of successful loans.
5. Seek other lending institutions: If one lending institution rejects your loan application, you can try to find other lending institutions. Different lending institutions may have different loan conditions and requirements. You can try to submit applications to other institutions to increase the chances of successful loans.
In short, if the down payment of the mortgage house has been paid, but the loan is not paid, you can solve it by understanding the reasons, improving the credit record, increasing the income certificate, reducing the debt and seeking other lending institutions. I hope it helps you,
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