At present, there are interest-free car loans on the market, mainly for people with stable jobs and high incomes who want to buy a car but can't afford the full amount. These people are mainly young buyers under the age of 30 because they have short working hours and limited savings. Handling this car loan requires the following procedures:

1. Personal valid ID;

2. Household registration certificate or long-term residence certificate (residence certificate can be provided, such as utilities and telephone charges, etc.). );

3. Personal income certificate, family income or property certificate when necessary;

4. Work certificate of the current unit;

5. Proof of the applicant's marital status (such as marriage certificate and single certificate).

2. What is an interest-free car loan?

The interest-free balance of the car loan is paid off in two or three years, and there is no interest. However, a certain handling fee will be charged according to the remaining car volume.

3. Is the car loan interest-free?

Interest-free, but interest-free car loans need to meet the following conditions: 1,1citizens over 8 years old, with full capacity for civil conduct; 2. Have legal identity documents, local permanent residence or valid residence certificates; 3, the loan individual should have a stable professional and economic income or assets that are easy to realize, enough to repay the loan principal and interest on schedule; 4. The lender's own funds are sufficient to pay the down payment for car purchase stipulated by CCB; The lender must provide a guarantee recognized by the bank; 5. The lender is willing to accept other conditions deemed necessary by the bank.