So this 7 100 has nothing to do with any handling fee. You have a loan, so you have to pay it back every month For example, your card is usually only 50 thousand, but you swiped 57 thousand. If your quota is reversed next month, you will only pay back 5000 yuan, and your card will still not be swiped. All the places are occupied.

Temporary quota. Literally understand.

Holidays such as May Day, Eleventh Day, New Year's Day and Spring Festival. China Merchants Bank Credit Card Center will actively increase the temporary credit limit of China Merchants Bank Card for you. The increase is generally 20% of the original credit line, and the increased credit line is generally valid within 30 days. Upon expiration, the original credit line will be automatically restored.

In addition to China Merchants Bank taking the initiative to increase the temporary credit limit for you, you can also take the initiative to ask China Merchants Bank to increase the temporary credit limit of your credit card. When you need to use a higher credit line when you get married, your children go abroad to study, or decorate a new house, the credit card center can provide you with services to increase the temporary credit line.

Ways to increase the temporary limit: Call the 24-hour customer service hotline of the credit card center, switch to manual service, and ask the customer service staff to increase the temporary limit.

Inquiry method of temporary limit: after the temporary limit is increased, the increased limit cannot be inquired through China Merchants Bank 800 telephone or online banking, but only through ATM.

It should be noted that after the temporary credit line is increased, the part actually used exceeding the original credit line will be added to the minimum repayment amount of the next statement. There is no extra charge for the overused part, but you can't enjoy the convenience of revolving credit. Please pay off in one lump sum on the due repayment date.