Provident funds can not only be used for loans, but also be deducted and mortgaged when buying a house. Once cancelled, many people will be under greater pressure to buy a house. In fact, there are many people who pay the provident fund. Generally speaking, 10 people have 1 2 people paying the provident fund. But as soon as the expert's suggestion came out, there was a voice of support immediately. Most people who support this proposal are business owners. Why do business owners support it? Because five insurance and one gold enterprises have to pay, the provident fund is not only paid by employees. It is in the interests of bosses to cancel the housing provident fund, and they will naturally support it. Of course, not all bosses hold this idea. For example, Dong Mingzhu, whom we are familiar with, thinks that Gree should give every employee a house. Therefore, Gree employees do not have to pay the housing provident fund.
Maybe in some big cities, the payment of five insurances and one gold is not bad However, in some second-tier cities, the payment of five insurances and one gold is worrying. For example, I worked in Zhengzhou for nearly 10 years, and only in the last two years did I find a company to pay five insurances and one gold, and the company basically didn't pay you.
What does our country pay attention to? Live and work in peace. On the whole, the happiest thing is to go home to keep my wife and children warm. This is the greatest happiness. So the house has a very important position in our country. Therefore, the word "house slave" has been very popular in China. In order to buy a house, I wait for the "house slave" to go to work every day, and I also try my best to make extra money by running Didi and takeaway.
Because the status of houses in China is too high, it is impossible for the real estate market to cool down quickly now. For example, the house price is 20 thousand yuan a square today, and it can't be 2 thousand tomorrow. Because then the fruits of many people's lifelong efforts will be cleared on the spot. This is unacceptable to many people. Therefore, in the foreseeable future, house prices will remain high for a long time. With the introduction of national policies, it will gradually start to cool down. Finally returned to normal level.
So my point is that the housing provident fund cannot be cancelled. Because housing provident fund is not only the guarantee of buying a house, but also a main way to apply for housing provident fund loans. Although there are commercial loans, collateral is needed, and the loan interest is much higher than that of provident fund loans. Therefore, the provident fund has become one of the important guarantees for ordinary people to live a normal life. Therefore, generally speaking, the housing provident fund cannot be cancelled.