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What should I do if the bank mortgage contract is lost?
How to deal with the loss of bank mortgage contract;

Go to the loan bank with my valid identity certificate, and hand over the original copy of the contract to the borrower at the bank.

If the borrower is applying for a provident fund loan, then the borrower can check the files at the local provident fund center with his identity certificate.

If the above locations cannot be handled, you can go to the real estate mortgage department to check the files, and there will be a certain handling fee.

When the loan is paid off and the mortgage registration is cancelled, the borrower needs to rely on the loan contract and other materials to handle it. Therefore, if there is any loss, the contract must be reissued as soon as possible.

The purchase contract is an important basis for the establishment, change and termination of the legal relationship between the purchaser and the developer, and plays an irreplaceable role in clarifying the rights and obligations of both parties.

The loan contract is made in quadruplicate: one for the trading center, one for the borrower, one for the bank and one for the mortgage department.