Fresh graduates need to bring the original ID card, the original and a copy of the admission notice to the county financial aid center to go through the formalities for changing the student status information. Only after the information in the system is updated can they submit the loan application online. In addition, graduate students can also bring the relevant materials of the loan renewal application and the original and photocopy of the admission notice to the funding center, and go through the loan application procedures directly after changing the schooling information. If in doubt, you can consult the funding center.

Banks put concentrated money and monetary funds out through loans, which can meet the needs of expanding social reproduction and promoting economic development. At the same time, banks can also obtain loan interest income and increase their own accumulation. "Three natures" refer to safety, liquidity and efficiency, which are the basic principles of commercial banks' loan operation. Fresh graduates need to bring the original ID card, the original and a copy of the admission notice to the county financial aid center to go through the formalities for changing the student status information. Only after the information in the system is updated can they submit the loan application online.

Loan (electronic IOU credit loan) is simply understood as borrowing money with interest. Loan is a form of credit activity in which banks or other financial institutions lend monetary funds at a certain interest rate and must return them. Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds.

The step of loan is that you submit personal loan demand and general information to the bank or loan product agency, and then the bank conducts a preliminary review of the loan application of the loan applicant and arranges a special person to contact the loan applicant. If the contact person passes the preliminary examination, instruct the loan applicant to provide the required materials, and then finally issue the loan. General loan application requires the following materials, which you can judge by yourself-the original and photocopy of the borrower's valid identity certificate; Local permanent residence or valid residence identity certificate, and the borrower's loan repayment ability certificate. Such as the income certificate issued by the borrower's unit, the borrower's tax bill and insurance policy. The borrower's pledge right, the list of collateral required to obtain the pledge and mortgage amount, the ownership certificate, and the written documents of the owner and the property co-owner agreeing to pledge and mortgage.