1. Fake loans constitute loan fraud. According to China's relevant laws and regulations, the filing standard is 60,000 yuan, reaching 60,000 yuan. The person responsible for the fake loan will be fined 5,000 to 1 10,000 yuan. 2. If the person responsible for the loan is given a disciplinary sanction of gross demerit or dismissal, which causes economic losses, it shall compensate the economic losses in full, and the case involving a crime shall be transferred to judicial organs for criminal responsibility.

Legal objectivity:

Article 175-1 of the Criminal Law of People's Republic of China (PRC), whoever obtains loans, acceptance bills, letters of credit or guarantees from banks or other financial institutions by deception, thus causing heavy losses to banks or other financial institutions, shall be sentenced to fixed-term imprisonment of not more than three years or criminal detention and shall also, or shall only, be fined; Whoever causes particularly heavy losses to banks or other financial institutions or has other particularly serious circumstances shall be sentenced to fixed-term imprisonment of not less than three years but not more than seven years and shall also be fined. If a unit commits the crime mentioned in the preceding paragraph, it shall be fined, and the directly responsible person in charge and other directly responsible personnel shall be punished in accordance with the provisions of the preceding paragraph.