Non-local registered families who have no housing in the main urban area of Chengdu can purchase 1 house in the main urban area of Chengdu with tax payment certificate or social insurance payment certificate, and postpone the purchase of the second house. Non-local registered families who cannot provide the city's tax payment certificate or social insurance payment certificate are suspended from buying houses in the main city of Chengdu.
Chengdu's purchase restriction policy can only buy two sets in five urban areas. You can consider buying it in suburban counties or in the name of children.
Conditions for applying for loan to buy a house:
1,18-a natural person aged 65;
2. Hold a valid ID card;
3. Good credit information and no bad records;
4. Have a stable job and a stable income;
5. Commercial housing sales contract or letter of intent with the purchased house;
6. Have the ability to pay the down payment of the purchased house;
7. Open a personal settlement account in a bank with effective guarantee;
8. Other conditions stipulated by the bank.
Extended data:
The State Council issued the "Notice on Resolutely Curbing the Excessive Rise of Housing Prices in Some Cities" and the "Ten Articles of New China", requiring:
1. The down payment ratio of family loans for purchasing the first set of self-occupied houses with a construction area of over 90 square meters shall not be less than 30%;
2. To purchase a second house by loan, the down payment ratio of the loan shall not be less than 50%, and the loan interest rate shall not be less than 1. 1 times of the benchmark interest rate;
3, commodity housing prices are too high, rising too fast, tight supply areas, commercial banks can be based on the risk situation, suspend the issuance of the purchase of third and above housing loans;
4. Non-local residents who cannot provide local tax payment certificate or social insurance payment certificate 1 year or more will be suspended from issuing house purchase loans. The local people's government can take temporary measures to limit the number of houses within a certain period of time according to the actual situation;
5. The Ministry of Finance and the State Administration of Taxation should speed up the research and formulation of tax policies to guide individuals' reasonable housing consumption and regulate personal property income;
6, affordable housing, shantytown renovation and small and medium-sized Xing Tao ordinary commodity housing land is not less than 70% of the total supply of housing construction land, and give priority to ensuring supply;
7. In areas where housing prices are too high and rising too fast, the supply of public rental housing, affordable housing and price-limited commodity housing should be greatly increased;
8, pay close attention to the development of 20 10-20 12 affordable housing construction plan (including all kinds of shanty towns, policy housing construction), and announced to the whole society before the end of 20 10;
The circular also requires the people's governments of all provinces (autonomous regions and municipalities) to conduct an inspection on the business practices of real estate development enterprises in their respective regions, promptly correct and seriously deal with illegal acts, and report the inspection results to the State Council before 20 10.
Baidu Encyclopedia-Third Suite Policy