What does the mortgage fee for buying a house mean?
1. The mortgage fee for buying a house is actually the mortgage service fee, that is, the processing fee. If you are applying for a housing mortgage loan, you need to pay taxes and apply for it. There are intermediary fees for loans, but the standards for charging fees are different in different regions, and the specific conditions shall prevail.
2. If the intermediary company explains in advance that the mortgage service fee is the handling fee incurred when the intermediary company helps customers handle mortgage services. If the customer is willing to accept the payment and writes it into the contract, then the intermediary will The company can charge mortgage service fees.
3. When an intermediary company charges a 2% intermediary fee and promises that the fee includes transaction, mortgage services, it can no longer charge mortgage service fees. You must read the agreement signed with the intermediary clearly before the transaction. The service content agreed in the contract will avoid disputes later.
4. In order to charge more fees from customers, some intermediary companies will charge the intermediary fee and the mortgage fee separately. In fact, the mortgage fee for house purchase should be included in the intermediary fee. If it is charged separately, it is not included in the agency fee. If stated in the contract, the customer has the right to refuse to pay.