No need to pay.

Pufa Online Loan was established with the approval of China Banking Regulatory Commission. It holds a financial license and does not need to pay.

Applicants usually receive loans after 15 days. The application shall meet the following conditions:

1. The applicant has valid identification.

2. The salary certificate issued by the lender's work unit with repayment ability.

3. The borrower has valid certificates such as purchase contracts and treaties.

4. Good reputation in the bank and willingness to repay.

5. Proof of the ability to pay the down payment for the house.

6. Other requirements of Shanghai Pudong Development Bank.

You can refer to the following loan platforms:

1, borrowed by ants.

Ant Lending is an ant financial service launched by Alipay. At present, ant borrowing is only open to users with sesame scores above 600. In addition, the specific amount and interest rate of Ali loan are also closely related to sesame score. The higher the sesame score, the easier it is for users to get loans. The maximum loan amount can reach 300 thousand yuan, and the interest rate is generally low. In addition, the number of users who often use ants to borrow money will also increase, and the interest will also decrease. At present, ants borrow as much as they can, with a minimum daily interest of one ten thousandth.

2. Microfinance.

Micro-loan is a pure online micro-loan circulating consumer loan product launched by Weizhong Bank, the first Internet bank under Tencent, on 20 15.

Micro-loans adopt the invitation system, and only users who accept the invitation are eligible to use micro-loans to provide users with a loan amount of up to 300,000 yuan, and also use daily interest, with the minimum daily interest rate of 1.5%.

3. Consumer finance immediately.

Instant Consumer Finance is a card-holding consumer financial institution approved by China Banking Regulatory Commission. At present, it has two products: instant installment and comfortable flower, covering two major consumer finance fields: consumption installment and cash installment. From now on, consumer finance will provide users with a loan amount of up to 200,000 yuan, and the application conditions are relatively low. You only need to provide the corresponding income proof to apply.

4.JD.COM gold bars.

JD.COM Gold Bar is an unsecured loan product under Jingdong Finance. At present, JD.COM gold bars adopt the application system, and users can apply independently. At present, JD.COM Gold Bar provides users with a maximum loan amount of 654.38+10,000 yuan, which is repaid in monthly installments with a minimum monthly interest rate of 0.5%.

5. Ping An Pratt & Whitney Loan.

Ping An Pratt & Whitney is a consumer financial institution specializing in personal services under Ping An Bank. At present, Ping An Pratt & Whitney has a variety of loan products such as I loan and oxygen loan. The official said that he could lend you the money as soon as possible. The application threshold is not very high, it is very easy to use and the user evaluation is also very good.

Is it really necessary to repay the loan in advance?

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Loans should be handled in regular banks. Don't trust online publicity or telephone publicity. Moreover, banks never have to pay the so-called "Stamp charge" for the credit review of lenders, and they charge large fees to customers before things are done well, mostly fraud. Be vigilant when encountering similar situations.

Loan is a form of credit activity in which banks or other financial institutions lend monetary funds at a certain interest rate and must return them. Banks put concentrated money and monetary funds out through loans, which can meet the needs of social expansion and reproduction and promote economic development. At the same time, banks can also obtain loan interest income and increase their own accumulation.

Extended data:

To prevent loans from being cheated, first understand the tricks of scammers, which are briefly summarized as follows.

1. The loan requirements are extremely low, no mortgage is required, and there are no other requirements. It can be said that you can get a loan if you want.

2. The lender is afraid to disclose the name of his company, can't provide the company's business license or the company has no investment scope, can't provide formal contract texts and invoices, and won't even give you a fixed telephone number. You only know the other person's cell phone, but you can't even see the other person's face.

Before the loan reaches your account, you should charge your so-called travel expenses, interest, handling fees, attorney fees, etc. Anyway, you just want money, and after you get it, you won't be treated again.

Matters needing attention in loan

1. When applying for a loan, the borrower makes a correct judgment on his economic strength and repayment ability according to the loan interest rate. Design a repayment plan according to your income level, leaving room appropriately, without affecting your normal life.

2. Choose the appropriate repayment method. There are two repayment methods: equal repayment and equal principal repayment. Once the repayment method is agreed in the contract, it shall not be changed during the whole loan period.

3. Repay on time every month to avoid penalty interest. From the month after the loan is initiated, it is generally the repayment date of the next month. Don't cause liquidated damages because of your negligence, so that banks can't apply for loans again.

4. Take good care of your contracts and IOUs, read the terms of the contracts carefully, and know your rights and obligations.

Phoenix. com-This guy found a loan from a guarantee company online, and Stamp charge found out that he was cheated.

Baidu encyclopedia-loan

Do I have to pay to apply for a loan online?

No, you don't need to pay any loans. Those who ask you for fees first are liars. Be careful not to be cheated.