My friends, if the actor borrows money on behalf of the borrower with the IOU issued in his name, but the borrower refuses to admit it, and the actor can't prove it, the actor shall bear civil liability. Here I would like to share with you some templates of short-term loan contracts from companies to banks, hoping to help you.
Template of short-term loan contract of the company to the bank 1 name of the borrower:
ID number:
Creditor:
Guarantor:
ID number:
Name of Mortgagor:
ID number:
Special instructions:
The Borrower, the Guarantor and the Mortgagor shall carefully read all terms and conditions of this Contract, especially those in bold type. If you don't understand these terms, you can ask the lender to explain. Once the Borrower, the Guarantor and the Mortgagor sign this Contract, it shall be deemed that the Borrower, the Guarantor and the Mortgagor have understood and agreed to all the terms of this Contract.
In accordance with relevant laws and regulations, on the basis of equality and voluntariness, in order to clarify responsibilities and abide by credit, all parties to this contract signed this contract through full consultation and promised to abide by it together.
Article 1 Loan amount
According to the borrower's application, the lender agrees to issue personal loans (hereinafter referred to as loans) to the borrower after examination, with the amounts of RMB (in words) and RMB (in figures).
Article 2 Purpose of loan
The loan is used for. The borrower shall not use the loan for other purposes for any reason. If the borrower fails to use the loan according to the purpose agreed in this contract, the lender has the right to charge a penalty interest on the misappropriated loan, which will increase by% according to the loan interest rate agreed in this contract from the date of misappropriation. If the loan interest rate agreed in this contract is adjusted, the penalty interest will be charged in installments.
Article 3 Loan interest rate
According to the relevant regulations of the People's Bank of China, the loan interest rate is determined as the monthly interest rate, and the interest is calculated from the date of loan issuance and settled on a monthly basis. If the loan term is less than _ _ _ _ _ (inclusive) years, the above loan interest rate is fixed. Whether the legal interest rate is adjusted or not, the interest rate agreed in this contract shall be implemented without interest; If the loan term exceeds _ _ _ _ _ _ _ _ years.
Article 4 Term of loan
For _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _. The actual lending date and maturity date shall be subject to the loan receipt, which is an annex to this contract and has the same legal effect as this contract.
Article 5 The Borrower irrevocably authorizes the Lender to transfer the loan to the account opened by the Borrower in the bank (bank:; Account number:) Pay for this contract.
Funds used for the purposes listed in Article 2. The above behavior is regarded as the borrower's withdrawal, and the lender has the right to supervise the use of the loan.
Article 6 The Lender and the Borrower agree that the Borrower shall repay the principal and interest of the loan on a monthly basis (except one-time principal and interest repayment) from the month following the loan issuance, and the repayment date shall be _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ every month.
Party A: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Party B: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
The Company submits the loan to Party A (the borrower) of the bank. Template 2 of short-term loan contract issued: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
ID number: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Party B (Lender): _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
ID number: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Party A and Party B reach an agreement on the following matters and sign this contract.
1. Party B lends Party A RMB (in words) _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
Two. Loan interest: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Three. Loan term: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Four. Date and method of repayment: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Verb (abbreviation of verb) Liability for breach of contract: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
This contract will take effect on _ _ _ _ _. This contract is made in duplicate, one for each party.
Party A (signature): _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Party B (signature): _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Date of Contract Signing _ _ _ _ _ _ _ _ Date of Contract Signing _ _ _ _ _ _ _ _
Short-term loan contract template 3 loan type: _ _ _ _ ContractNo.: _ _ _ _
Borrower: _ _ _ _ _ Tel: _ _ _ _
Address: _ _ _ _ _ _ Postal Code: _ _ _ _
Loan Bank: _ _ _ _ Legal Representative: _ _ _ _
Fax: _ _ _ _ _ _ Tel: _ _ _ _ _ Address: _ _ _ _ _ _ Postal Code: _ _ _ _ _ _ _ _
Borrower (namely Mortgagor, hereinafter referred to as Party A): _ _ _ _
Lender (i.e. mortgagee, hereinafter referred to as Party B): _ _ _
Guarantor (that is, the selling unit, hereinafter referred to as Party C): _ _ _ _ _ _
Party A applies for a loan from Party B to purchase or build, build or overhaul the self-occupied house according to the provisions of the Municipal Provident Fund Management Center and the Measures for Mortgage Loans for Employees' Housing, and is willing to use the house purchased or built as collateral. Party B agrees to issue the loan after examination. Party C is willing to provide guarantee for Party A before the property right certificate of the mortgaged house is handed over to Party B for safekeeping. In order to clarify their respective rights and obligations, Party A, Party B and Party C have reached this contract through consultation in accordance with relevant laws and regulations for common compliance.
Rule number one. amount of loan
Party A borrows RMB (in words) from Party B. ..
Article 2. Use of loans
The loan borrowed by Party A is used for the purchase, construction and overhaul of Street (Town) Road (Village) Lane located in _ _ _ _ _ _.
Rooms, houses.
Article 3. length of maturity
The term of the loan contract is from year month day to year month day.
Article 4. loan rate
The loan interest rate is determined to be _ _ _% per year (_ _% per month) according to the interest rate announced when signing this contract. Changes in interest rates during the loan period shall be handled in accordance with the provisions of the People's Bank of China.
Article 5. Deposit self-raised funds
After the signing of this contract, Party A shall open a current savings account (savings card account) with Party B and deposit its own funds for future use. If it is necessary to use Party A's own provident fund, members of the same household, non-household spouses and non-household blood relatives to offset the self-paid funds, it is necessary to provide the written consent of the parties concerned and submit it to Party B for transfer procedures. Party A has paid the self-raised funds to the selling unit for the down payment of mortgage, and the deposit can be exempted with the receipt.
Article 6. loan origination
Party A hereby irrevocably authorizes Party B to transfer the loan amount together with the self-raised funds deposited in the bank account opened by the selling unit or the real estate market in the name of Party A's house purchase money within five working days after the house mortgage registration is approved (confirmed by Party B).
When Party A runs out of self-raised funds or will soon run out after the contract comes into effect, Party B will actively transfer the loan funds to the current savings account opened by Party A in Party B, and make expenditures according to the progress of the project.
Article 7. Loan repayment
The loan principal and interest shall be repaid in equal amount on _ _ _ _ _ _ _.
The loan will repay the principal and interest on a monthly basis from the month following the issuance. According to the calculation formula of equal repayment, calculate the monthly equal repayment of loan principal and interest, determine the monthly repayment amount from zero to _ _ _ _ yuan, and finally settle the principal and interest.
7. 1 The monthly principal and interest repayment amount of the first installment (when signing this contract) is RMB (in words) _ _ _ _ _ _ _ _ _.
7.2 The monthly repayment of principal and interest in the second and subsequent installments shall be calculated according to the loan interest rate of individual housing provident fund announced by the bank in that year, subject to the written notice of Party B, and the monthly repayment of principal and interest in installments shall be changed.
If Party A needs to use the provident fund of himself, members of the same household, non-resident spouse and lineal blood relatives to repay the loan principal and interest once a year, the procedure is the same as Article 5 of the Contract.
Savings card and credit card repayment
Party A must handle the savings card and credit card of China Construction Bank Shanghai Branch, and entrust Party B to deposit all the principal and interest into the savings card account or credit card account by automatic transfer, so as to ensure that Party B can make transfer repayment.
If the card repayment fails due to Party A's reasons, Party A must bring cash to the original loan handling bank for repayment.
Party A pays off the principal of the unexpired loan in advance, and Party B will not charge the prepayment fee or refund the loan interest charged at the original contract interest rate.
Article 8. Loan guarantee letter
The house purchased by Party A under this Contract shall be guaranteed by Party C in installments. Before the property right certificate is handed over to Party B for safekeeping, if the borrower defaults on the loan principal and interest, penalty interest and related expenses for _ _ _ _ months, Party C shall be responsible for paying off the loan within 65,438+00 days after receiving the notice from Party B to fulfill the guarantee responsibility ... The guarantee period starts from the date when the loan occurs to the date when Party B obtains the property right certificate and holds it in custody.
During the guarantee period, if both parties agree to change the contents of the loan contract, they shall obtain the written consent of Party C in advance.
The house purchased, built, constructed and overhauled by Party A under this contract shall be used as the loan mortgage guarantee, and the house mortgage contract shall be signed separately by both parties. Where Party A purchases an auction house, it shall hand over the pre-sale contract to Party B for safekeeping.
Article 9. Contract notarization
Party A, Party B and Party C shall notarize this contract and the House Mortgage Contract signed by Party A and Party B at the notary office within 10 days from the date of signing this contract.
Article 10 Modification and rescission of the contract
After this contract comes into effect, neither party may change or terminate this contract without authorization.
Where Party A transfers its rights and obligations under this Contract to a third party, it shall comply with relevant regulations and obtain the written consent of one party in advance (such as the consent of Party C during the guarantee period), and its transfer shall take effect after the transferee and Party B re-sign the loan contract.
Article 11 Rights and obligations of both parties
Party A has the right to require Party B to issue the loan as agreed in this Contract;
Party A shall return all the loan principal and interest to Party B within the time limit agreed in this Contract;
Party A must use Party B's loan according to the agreed purpose, and Party A shall not use Party B's loan for other purposes without Party B's written consent.
Party B shall timely release the loan within the time limit stipulated in this contract.
Article 12 responsibility for breach of contract
During the performance of this contract, if Party A fails to repay the loan principal and interest on a monthly basis, it will be overdue, and Party B shall collect a penalty of one ten thousandth of the amount owed every day according to the regulations; Party A shall deposit the loan amount of _ _ _ _ _ months into the current savings or savings card account to ensure the timely repayment of Party B's loan.
If Party A fails to repay the loan principal and interest and related expenses for _ _ _ months, or finds that the information provided when applying for a loan is untrue, and disposes of the mortgaged house by means of renting, selling, exchanging or giving away without the written consent of Party B, Party B has the right to recover the loan principal and interest in advance until the mortgaged house is disposed of completely. If it is not enough to repay the arrears, Party B has no right to continue to recover the arrears from Party A. ..
Where Party A fails to use Party B's loan as agreed in this Contract and uses the loan for other purposes, it shall pay a penalty of 12/10000 per day for the misappropriated part.
Article 13 Settlement of disputes in this contract
Any dispute arising from the performance of this contract can be settled through negotiation. If negotiation fails, a lawsuit may be brought to the people's court where Party B is located. During the negotiation or litigation, the provisions of this contract that are not involved in disputes shall continue to be implemented.
Article 14 Other agreed matters.
Article 15. This contract shall come into effect after being signed by Party A, Party B and Party C, and Party C's guarantee responsibility shall be terminated after the real estate license and other property certificates of the commercial house purchased by Party A are delivered to Party B for safekeeping. Before the loan principal and interest and related expenses under this contract are fully paid off, Party A and Party B shall bear their respective responsibilities.
Article 16 The original contract is in quintuplicate, with Party A, Party B and Party C holding one copy respectively, and the notary office and the real estate registration agency holding one copy respectively. According to the need to determine the number of copies, one of which is sent to the municipal provident fund management center.
Party A (signature): _ _ _ _
Legal representative (signature): _ _ _ _
Date: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Party B (official seal): _ _ _ _
Date: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Party C (official seal): _ _ _ _ _ _
Legal representative (or its authorized agent) (signature): _ _ _ _ _ _
Date: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Model 4 of the Company's Short-term Loan Contract to the Bank: Party A (Borrower) : _ _ _ _ _ _ _ ID number: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Party B (Lender): _ _ _ _ _ _ _ _ _ ID number: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Party A and Party B reach an agreement on the following matters and sign this contract.
The first specific agreement:
(1) Party B lends Party A RMB (in words) ten thousand yuan.
(II) The loan under this contract is used for Party A's personal use.
(3) The monthly interest rate of the loan under this contract is
(4) The loan term of this contract is _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
(V) The guarantee method of the loan under this contract is:
(VI) This contract shall come into effect as of the date of signing, in duplicate, with each party holding one copy.
(VII) If it is necessary to renew this contract after its expiration, Party A shall settle the annual interest and sign another contract. Article 2 Liability for breach of contract
If Party A violates this Contract and fails to repay the loan principal and interest according to the agreed time limit or amount, Party B has the right to take one or more of the following measures: (1) Ask Party A to repay part or all of the loan immediately in advance, or dispose of the mortgage and pledge under this Contract through legal procedures to pay off all the loan and interest; (2) Measures permitted by other laws.
Article 3 Settlement of disputes
Any dispute arising from the performance of this contract shall be settled by all parties through consultation. If negotiation fails, all parties agree to bring a lawsuit to the people's court where the contract is signed.
Party A (signature): _ _ _ _ _ _ _ _ _ _ _ _ _ _ (seal)
Party B (signature): _ _ _ _ _ _ _ _ _ _ _ _ _ (seal)
Date of contract signing:
Template 5 of short-term loan contract signed by the company and the bank lender: ID number:
Borrower: ID number:
Guarantor: ID number:
In order to expand production and operation, the Borrower borrows money from the Lender, and through friendly negotiation, the Contract is hereby concluded in witness thereof.
Article 1 Purpose of the loan: The loan under this contract is used for the company's business activities.
Article 2 Loan amount: RMB Yuan only.
Article 3 Loan interest
The loan interest is in the form of fixed interest, which does not change with the national interest rate, with an annual interest rate of _%.
Article 4 Term of loan and repayment:
1. The loan term is * * * five years, from _ _ _ to _ _ _. The Lender will pay the money to the Borrower in one lump sum before _ _ _ _.
2. Time and amount of repayment:
The repayment time of the borrower is _ _ _ _ _ _ _ _, and the principal and interest shall be paid off together.
3. If the borrower fails to pay the current payment within the agreed time, the interest shall be calculated on a daily basis. If the repayment date exceeds 30 days, the liquidated damages shall be paid at 0% of the current repayment amount.
Article 5 Rights and obligations of borrowers, lenders and guarantors:
Obligations of the borrower
1. The borrower must use the loan for the purposes specified in the loan contract, and shall not use it for other purposes or engage in illegal activities.
2. The borrower shall repay the loan principal and interest within the time limit agreed in this contract.
3. The borrower agrees to be forced by the court to auction all its assets to repay the loan principal and interest when it is unable to repay the loan principal and interest.
Lender's obligations
The lender shall pay the borrower in full and on time.
Obligations of guarantor
If the borrower fails to repay the loan in full and on time, the guarantor shall be jointly and severally liable.
The Guarantor agrees to repay the loan principal and interest in full when the Borrower is unable to repay the loan principal and interest.
Article 6 Liability for breach of contract:
1. After this agreement is formally signed, any party's failure or incomplete performance of the agreed terms of this agreement will constitute a breach of contract. The breaching party shall be responsible for compensating all economic losses caused to the observant party by its breach of contract.
2. If either party violates this Agreement, the observant party has the right to require the defaulting party to continue to perform this Agreement.
Article 7 Modification or dissolution of the agreement:
1. If the borrower needs to extend the loan term, it shall apply to the lender for approval within 30 days before the loan maturity date.
2. If the lender unilaterally terminates the agreement and recovers the principal in advance, it shall notify the borrower 30 days in advance, and the borrower will only repay the principal without paying interest.
3. Changes to this agreement must be negotiated by both parties, and a written change agreement must be signed.
4. If the borrower fails to repay the principal and interest on time due to force majeure and other reasons, the principal and interest shall be paid in the name of the borrower first. If the borrower's property is insufficient to cover the loan principal and interest, the remaining principal and interest shall be paid by the guarantor.
Article 8 Ways to settle contract disputes:
Any dispute arising from the execution of this contract shall be settled by both parties through consultation. If negotiation fails, either party has the right to bring a lawsuit to the local people's court.
Article 9 Others:
If there are any matters not covered in this contract, both parties must formulate written supplementary terms through consultation, which have the same effect as this contract.
Article 10 describes:
This contract is made in triplicate, one for each party, and three copies have the same legal effect.
borrower
Lender _ _ _ _ _ _ _ _ _
guarantor
Date of Signing: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Contact information of the borrower: home address:
Contact information of the lender: home address:
Contact information of guarantor: home address: