Credit card car loans have no interest, but there are handling fees.

In general, ICBC credit card installment car loans are for three years. The handling fee is: 11.28%. Handling fee = handling fee * loan amount. The process of buying a car in installments is quite cumbersome and similar to that of an individual. After the loan is approved, the credit card limit will be increased. After paying insurance and applying for vehicle mortgage, you can swipe your card at the car dealer's POS for installment consumption. Credit card installment car purchase is a credit card business, and overdue fees and late payment fees are subject to ordinary credit card regulations.