Bank loans must be handled at the bank with my ID card, and relevant certificates such as household registration book and income certificate should be provided. It is impossible to apply for a loan only by ID card. At the same time, when citizens use resident identity cards to prove their identity, the departments that use relevant documents are obliged to check the consistency of people's cards. Therefore, the bank will also verify the ID card information and then handle related business for the holder.
After the residence booklet is lost or stolen, the head of the household shall report to the police station in time and submit a written application, which shall be signed by all adult members of the family. If the householder cannot apply to the police station for other reasons, he shall issue a written entrustment application and sign it. The trustee shall be an adult of the family. If there are others who can entrust it indoors, they should apply for a replacement after the police visit and investigate. After the materials are ready, they can be reissued within 5 working days.
The specific purpose of the household registration book:
1. To handle marriage registration procedures such as marriage certificate and divorce certificate, you need the household registration book of the party concerned.
2. To buy a house or sell a house, the parties need to issue a household registration book.
3. Proof of kinship, inheritance and gift. Need a household registration book.
4, children file, apply for a birth permit, settle down, open a kindergarten, go to school, and so on.
5, new personnel registration, military service registration.
6. Go through exit formalities, give birth, apply for motor vehicles, apply for individual business licenses, handle personal credit affairs, participate in social insurance and receive social relief.
To sum up, it is Bian Xiao's answer to the question "Can I get a loan if I lose my household registration book?" I hope it can help you.
Legal basis:
Regulations of People's Republic of China (PRC) Municipality on Household Registration
essay
Household registration is the responsibility of public security organs at all levels.
In towns with police stations, the jurisdiction of the police station shall be the domicile; Townships and towns without public security police stations shall be under the jurisdiction of townships and towns as household registration. Township and town people's committees and public security police stations are household registration organs.
The accounts that live in organs, organizations, schools, enterprises, institutions and public dormitories shall be designated by each unit to assist the household registration authority in household registration; Decentralized residence accounts are directly registered by the household registration authority at the place where the accounts are located.
The accounts of non-active servicemen living in military organs and military dormitories shall be designated by each unit to assist the household registration authority registered permanent residence.
Accounts of production cooperatives such as agriculture, fishery, salt industry, forestry, animal husbandry and handicrafts. , the designated cooperative should assist the household registration authority in household registration. Accounts other than cooperatives are directly registered in the accounts by the household registration authority.