Yes, I needed money badly a month ago. I happened to see it, so I tried it and thought I could borrow it. As a result, they asked me to pay a handling fee of 1% before I could borrow it. I asked them if there were any other handling fees, so I said to borrow 10 thousand first, handling fee 100. Later, they said that I would pay the 1200 yuan certification fee, and that I would be paid back after the certification. If you want to get a loan, you must go to the local bank branch. Don't be like me. Do you know it's a scam or do you want to prove it?